RICS-calibre valuations in minutes, not weeks.
Finvise produces market and reinstatement value estimates from evidence used by qualified surveyors, giving UK lenders a defensible figure before the loan committee meets.
14-18 Cannon Street, London EC4N
Office / B1Strong comparable coverage in this postcode
Commercial valuations take weeks. Deals keep moving.
UK lenders often wait three to six weeks for a full RICS Red Book valuation before credit approval proceeds. In time-sensitive acquisitions and refinancings, this delay adds risk and slows deal flow.
Finvise brings together the evidence a qualified surveyor would review at desk: Land Registry price paid data, construction cost benchmarks, local yield indices, and planning use class records. Its AI applies consistent estimation methods and returns a structured report in hours, not weeks.
The output does not replace a full RICS inspection for regulated transactions. It provides a defensible pre-screen, helping lending teams identify which deals need a site visit and which can proceed on the AI estimate alone.
Designed around real commercial lending workflows
Each report contains market value, reinstatement cost, confidence band, and supporting comparables, supplied as structured JSON and PDF.
Market value estimate
Open market value range based on comparable transactions, local yield data, and property type benchmarks from HM Land Registry and EPC records.
Reinstatement cost
Insurance reinstatement cost estimate using RICS/BCIS construction benchmarks by property type and postcode district, supporting building insurance adequacy checks.
Confidence band
Each estimate includes a clear confidence rating based on comparable coverage, data recency, and property complexity. Low confidence highlights cases requiring a full RICS instruction.
API and portal access
Submit properties through a REST API for LOS integration or via the Finvise web portal. Receive structured JSON and a downloadable PDF ready to attach to the credit file.
From submission to defensible estimate in three steps
No lengthy onboarding or workflow change. Your first report can run within hours of account activation.
Submit a property
Provide the property address and use class via the portal or API. No site visit or additional data upload is required.
Evidence is assembled
Finvise queries Land Registry data, BCIS benchmarks, yield indices, and local transactions, using evidence a desk-based surveyor would review.
Receive a structured report
Receive market value, reinstatement cost, confidence band, and comparables as JSON and a downloadable PDF within hours.
Within 6.2% of RICS Red Book valuations. Measured, not claimed.
Our internal benchmark covers 430 commercial properties in Greater London and Manchester, each paired with an independent RICS valuation. Methodology and breakdown are published on the Accuracy page.
Lender perspectives on Finvise
We applied Finvise to 12 mixed-use properties during our early-access trial. Reports arrived within a morning and allowed us to take six deals to committee without waiting for full RICS reports on every property.
James Hartley, Head of Commercial Property Lending, UK regional bank, early-access partner
The reinstatement cost estimates reduced the time needed for insurance adequacy checks. Having market and rebuild figures together in one structured report matches our credit policy before proceeding.
Priyanka Suri, Senior Commercial Underwriter, UK building society, early-access programme
Begin with your first valuation
Request Finvise access and we will onboard your lending team within 48 hours.